Drivers face £300 fine and license points for common car mistake

As the summer holidays approach, many UK families are planning getaways both abroad and at home to take advantage of the expected warmer weather. However, those intending to travel with a significant amount of luggage should be aware that overloading your vehicle could result in fines of up to £300 and three points on your licence, according to DVSA regulations.

In light of this, Howden Insurance has offered advice on how to pack your car safely this summer and what steps you can take to ensure your vehicle remains roadworthy despite the extra weight, Wales Online reports.




How much could I be fined for overloading my vehicle?

The DVSA’s roadside enforcement guidelines, specifically paragraph ‘3.3 Overweight Offences’, state that drivers can face a fixed fine of £300 if their vehicle is deemed to be 15% or more overloaded. An overload of between 0% and 10% can result in a fine of £100, while an overload of between 10% and 15% can result in a fine of £200.

Gravity

Fixed penalty amount

Less than 10%

£100

10% up to but not including 15%

£200

15% and more

£300

Calculate the payload weight of your vehicle

DVSA data shows that 34.9% (53/152) of vehicle weight checks carried out between April 2020 and December 2023 resulted in bans for overloading. Therefore, it is essential to ensure that your vehicle does not exceed its payload weight before setting off on your journey.

Payload weight refers to the maximum additional weight that can be safely added to your car. This includes the weight of the driver, passengers and luggage loaded in the vehicle.

You can use the following formula to calculate the payload weight of your vehicle:

Gross Vehicle Weight Rating (GVWR) – Curb Weight = Payload Weight

The GVWR is the maximum weight of the car and its contents, while the curb weight is the weight of the car when it is empty and with a full tank of fuel. The key figure to focus on is the payload weight, which should be available in your vehicle’s driver’s manual and indicates how much additional weight you can add to your vehicle.